Meet CreditWise from World Current Bank
Monitor your credit health for free–it won’t hurt your credit score.
KNOW YOUR SCORE & MORE
Understand your credit score
Access your score and report anytime. It’s a great way to get to know the factors that may move the number up or down.
Keep up with changes
Have a new inquiry, delinquent account or other activity? Get alerted when your TransUnion or Experian report changes.
Monitor your personal information
Find out right away so you can take action if your Social Security number or email address is detected on the dark web.
TOOLS TO HELP IMPROVE
Discover the Simulator
Explore the potential impact of your financial decisions before you make them.
Use the CreditWise Simulator to see how actions, like paying down your balance or increasing your credit limit, affect your score.
SECURITY YOU CAN COUNT ON
Stay safe with encryption
Count on CreditWise to keep your information secure, encrypted and protected with 256-bit Transport Layer Security (TLS) protocol.
HOW TO MONITOR YOUR CREDIT
Credit monitoring and multi-tasking go hand in hand
GET CREDITWISE TODAY
Get your free credit report from CreditWise now!
At CreditWise, we believe in empowering people with the tools to effectively monitor their credit. We do more than show you your free credit report: we back it up with targeted advice, tools and alerts to help you monitor your credit.
CreditWise is free, fast, secure, and available to every adult residing in the US with a Social Security number with a report on file at TransUnion. Sign up for CreditWise today and let us help you make a change.
FREQUENTLY ASKED QUESTIONS
Who can enroll in CreditWise?
Anybody can get CreditWise, even if you're not a World Current Bank customer. You need to be over the age of 18 with a valid social security number that can be matched to a credit profile from the TransUnion credit bureau.
What info do I need to have handy when I sign up?
To sign up, we'll ask you for some basic personal information. Next, we'll have you confirm some information to protect your identity. Then you'll set up your account to make sure you can access CreditWise, even if you forget your password. If you're a current World Current Bank customer, you can use your existing online credentials to access CreditWise.
Will using CreditWise hurt my credit score?
It won’t. You can use all of CreditWise's features without hurting your credit score.
What’s on your credit report?